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Assistant Professor 1


  • BS in Commerce, Major in Accounting, Divine Word University of Tacloban, 1980-1984

  • Master in Business Management, Asian Institute of Management, 1990–1992

Honors and Awards:

  • •Summa Cum Laude, Divine Word University of Tacloban, 1984

  • Most Outstanding Student, Divine Word University of Tacloban, 1984

  • 100% Academic Scholar, 1980 to 1984

  • CPA Licensure Examination, 1985 (Top 20)

Professional certifications and licenses:

  • Certified Public Accountant

Core specialization:

  • Business Management

  • Banking (Retail Banking, Account Management, Credit, Loans and Trade Operations, Merchant Banking, Consumer Finance, Trust Banking)

  • Risk Management and ERM

  • Corporate Governance

  • Financial Accounting

Research interests:

  • Financial Management

  • Economics

  • Business Intelligence

  • Business Analytics

  • Fintech

Courses taught:

  • Bank Functions and Services

  • Financial Management

  • Financing Methods to Financial Controllership

  • Credit and Collection

  • Capital Markets

  • Monetary Policy and Central Banking

  • Banking and Financial Institutions

  • Risk Management

  • Intro to Financial Statement Analysis

  • Corporate Governance and Social Responsibility


  • Management Research Report entitled "Business Strategy for Far East Bank-Tacloban Branch", published in 1992


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